:root{--bg:#f6f8fb;--paper:#fff;--text:#1a2433;--muted:#5d6878;--line:#dfe5ec;--accent2:#eef2f7}
*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font:17px/1.72 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:#173f73;text-underline-offset:.18em}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.header-inner{max-width:1120px;margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:760;text-decoration:none;color:var(--text)}
.site-nav,.footer-links{display:flex;gap:16px 22px;flex-wrap:wrap}.site-nav a{text-decoration:none;color:var(--text);font-size:.95rem}
.page-shell{max-width:920px;margin:36px auto;padding:0 22px}.breadcrumb,.byline{color:var(--muted);font-size:.92rem}.disclosure{background:var(--accent2);border:1px solid var(--line);padding:13px 16px;border-radius:12px}
article,.utility-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,5vw,58px);box-shadow:0 14px 34px rgba(24,35,52,.05)}
h1,h2,h3{line-height:1.22;color:#162131}h1{font-size:clamp(2rem,5vw,3.35rem)}h2{margin-top:2.2em}h3{margin-top:1.8em}
.featured-image,.support-image{display:block;width:100%;height:auto;border-radius:14px;border:1px solid var(--line)}.featured-image{margin:0 0 2rem}.support-image{margin:1.2rem 0 1.6rem}
.site-footer{margin-top:50px;background:#162131;color:#e8edf3}.footer-inner{max-width:1120px;margin:auto;padding:34px 22px}.footer-links a{color:#fff}.risk-line{font-weight:700}.independent{color:#c5cfda}
.floating-contact{position:fixed;right:18px;bottom:18px;background:#172f4e;color:#fff;text-decoration:none;padding:13px 18px;border-radius:999px;box-shadow:0 10px 30px rgba(0,0,0,.22);font-weight:750}
@media(max-width:720px){.header-inner{align-items:flex-start;flex-direction:column}.page-shell{margin-top:22px}}